body {
margin: 0;
padding: 0;
font-family: arial, times new roman;
background: url(../images/bg.jpg) repeat-x #fdfeff;
}

#topcontainer {
width: 930px;
height: auto;
position: relative;
margin: 12px auto 0 auto;
}

a.logo {
float: left;
}

a.logo img {
border: 0;
}

p.tel {
float: right;
text-align: right;
width: 350px;
color: #197baf;
font-size: 22pt;
padding: 10px 25px 0 0;
font-family: times new roman;
}

#header {
background: url(../images/header.jpg);
height: 190px;
width: 930px;
}

ul#nav {
width: 915px;
height: 43px;
background: url(../images/nav.jpg);
margin: 0 auto;
font-family: times new roman;
font-size: 14pt;
list-style: none;
padding: 10px 20px 0 20px;
z-index: 1;
}

ul#nav li {
float: left;
text-align: center;
width: 130px;
position: relative;
z-index: 1;
display: block;
height: 40px;
}

ul#nav li a {
color: #fff;
font-family: times new roman;
text-decoration: none;
font-size: 15pt;
display: block;
z-index: 1;
}

ul#nav li ul {
list-style: none;
padding: 10px 0 0 0;
height: 20px;
z-index: 1;
margin: 0;
}

ul#nav li ul li {
position: relative;
text-align: left;
padding: 5px;
margin: 0;
background: #1c7aad;
width: 120px;
z-index: 1;
display: none;
text-align: center;
}

ul#nav li:hover ul li {
display: inline;
}

ul#nav li:hover ul li ul {
display: none;
}

ul#nav li ul li:hover ul {
display: block;
}

ul#nav li ul li a {
font-size: 10pt;
color: #fff !important;
z-index: 1;
position: relative;
top: 8px;
}

ul#nav li ul li ul {
position: relative;
left: 125px;
top: -31px;
}

ul#nav li ul li ul li {
display: none;
background: #0d6696;
}

ul#nav li ul li ul li:hover {
display: inline;
}

#midcontainer {
width: 930px;
height: auto;
position: relative;
margin: 0 auto;
background: #fff;
}

#fullwidth {
width: 870px;
padding: 30px;
height: auto;
}

#left-col {
float: left;
width: 540px;
padding: 30px;
height: auto;
}

#left-col h1, #fullwidth h1 {
color: #185c80;
font-family: times new roman;
font-size: 20pt;
margin: 0 0 15px 0;
line-height: 140%;
}

#left-col h2, #fullwidth h2 {
color: #185c80;
font-family: times new roman;
font-size: 15pt;
margin: 0 0 15px 0;
line-height: 140%;
}

#left-col p, #fullwidth p {
color: #8d8882;
font-family: arial, times new roman;
font-size: 11pt;
margin: 0 0 15px 0;
line-height: 140%;
}

#left-col a, #fullwidth a {
color: #185c80;
}

#left-col li, #fullwidth ul li {
font-size: 11pt;
color: #8d8882;
line-height: 140%;
}

.hip a img {
border: 0;
}

.hip {
margin: 0 auto;
width: 548px;
}

.blue {
color: #185c80;
}

#right-col {
float: right;
width: 260px;
padding: 30px;
height: auto;
}

#right-col h1 {
color: #185c80;
font-family: times new roman;
font-size: 20pt;
margin: 0 0 15px 0;
line-height: 140%;
}

#right-col p {
color: #8d8882;
font-family: arial, times new roman;
font-size: 11pt;
margin: 0 0 35px 0;
line-height: 140%;
}

#right-col a img {
border: 0;
}

#footer {
background: #197baf;
width: 100%;
height: 35px;
padding: 15px 0 0 0;
}

#footer p {
width: 930px;
margin: 0 auto;
text-align: right;
font-family: times new roman;
font-size: 10pt;
color: #fff
}

#footer p a {
color: #fff;
text-decoration: none;
}

#footer p a:hover {
text-decoration: underline;
}

ul.undernav {
list-style: none;
margin: 0;
padding: 9px 30px 0 30px;
border-bottom: 1px solid #ddd;
background: #eee;
position: relative;
top: -10px;
height: 30px;
}

ul.undernav li {
float: left;
margin: 0 10px;
}

ul.undernav li a {
color: #185C80;
font-size: 12pt;
font-family: times new roman;
text-decoration: none;
}

ul.subnav {
list-style: none;
margin: 0 0 20px 20px;
float: right;
border: 1px solid #e5f1fa;
padding: 1px;
}

ul.subnav li {
width: 200px;
height: 25px;
background: #e5f1fa;
text-align: center;
padding: 5px;
}

ul.subnav li a {
color: #185C80;
font-size: 10pt;
font-family: times new roman;
text-decoration: none;
}

ul.subnav li a:hover {
color: #033047 !important;
}

.strong {
font-weight: bold !important;
}

label {
color: #8D8882;
font-size: 11pt;
display: inline-block;
width: 150px;
margin: 5px 0;
}

table td {
color: #8D8882;
font-size: 11pt;
}

#entitlement {
border: 1px solid #000;
background: #eee;
margin: 20px !important;
text-align: center;
color: #000 !important;
padding: 10px;
}

form.redundancy-calc label {
width: 200px !important;
}

form.redundancy-calc input[type=submit] {
margin: 0 0 0 85px;
}

.homeimages {
width: 550px;
margin: 40px 0;
}

.toprow {
width: 550px;
height: 81px
}

.toprow a img {
height: 81px;
width: 288px !important;
margin: 0 !important;
}

.homeimages a img {
border: 0;
display: block;
height: 81px;
width: 180px;
float: left;
margin: 1px;
}

.toprow-right {
background: url(../images/btn-right.jpg);
height: 81px;
width: 262px;
float: right;
}

.toprow-right p {
color: #fff !important;
text-align: right;
width: 250px;
position: relative;
top: 16px;
}

.toprow-right p a {
color: #bbe8ff !important;
font-size: 16pt;
text-decoration: none;
}